While terms may vary by deal, our typical minimum investment is $50,000.

InvestWise Collective is set-up with a master fund, serving to provide our general terms and risk disclosures. The master fund is a single-member in a special purpose vehicle (“SPV”) LLC we set-up for each deal we offer.

The first step of onboarding into the fund is to review and sign the private placement memorandum to the master fund. At that point you decide which deals to allocate your capital. To do so, you would sign a “term sheet,” subscribing to the SPV at the deal-level.

This structure allows for legal protection, via representations and warranties at the SPV-level, and flexibility in what deals we invest in. It provides investors the additional benefit of reducing tax filing burden. Investors receive a single federal K-1, as the master fund level, regardless of how many SPVs they have investments in.

Fees are disclosed and vary by deal. As limited partners ourselves, we aim to align our interests towards producing a positive outcome. That’s what we look for when we invest passively. Thus the majority of our compensation is earned after our investors have earned their projected returns.

It’s been disappointing to see so many sponsors earn such an outsized portion of their compensation from acquisition and asset management fees on non-performing deals.

While fees are necessary, we feel strongly that true alignment is achieved when we all win together. We structure deals where the majority of our compensation is earned when the deal performs. i.e via the promote.

A spreadsheet and pro forma can be spun to present any return….it’s all in the eye of the beholder. Cash-on-Cash (COC), Equity Multiple (EM), and internal-rate of return (IRR), are outputs that can easily be manipulated. We focus more on the inputs that are used to derive those outputs.

We then use sensitivity analysis to determine key levers to manage risk.

In an effort to protect the downside and create real value, we are focused more on metrics like breakeven occupancy and yield-on-cost. We are also conservative with debt financing, looking closely at debt-service-coverage and avoiding floating-rate bridge debt.

You will be issued a single federal K-1 at master fund-level, regardless of how many deals you participate in with InvestWise Collective.

No! You are under no obligation to invest in every deal we present to the Collective

No. InvestWise Collective is a “customizable fund.” You see every deal presented to the fund and choose to participate in each deal individually. You get the flexibility to allocate your funds in accordance with your personal investment criteria!

Unfortunately SEC regulations preclude us from accepting non-accredited investors.

Distributions are generally sent from available cash flow quarterly.

Self-directed IRA and Solo 401k funds are accepted. ERISA funds are not permitted.